Pfms Samman Pranali Link Page

Drastically reduces fraud and the existence of "ghost beneficiaries" by validating bank accounts and Aadhaar numbers.

Workers and supervisors can focus on service delivery—such as health and nutrition for children—rather than manual record-keeping.

The true genius of this system lies in its nomenclature. In the old paradigm, accessing government benefits often involved humiliation—dealing with touts, facing bureaucratic apathy, and enduring uncertainty.

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To further reduce payment failures, PFMS has introduced several technological improvements. These include a shift from bulk rejection of claim files to , which allows valid payments to proceed even if some entries in a batch have errors. Additionally, the system now shares Aadhaar seeding and de-seeding data with external systems in advance, helping to catch and correct issues before transactions are processed. Payments are credited directly to beneficiaries' bank accounts through the RBI.

For implementing agencies (IAs) and state governments, PFMS provides a detailed registration process. This involves creating an account on the PFMS portal, completing the necessary documentation, and mapping the agency's hierarchy for fund flows.

| Step | Action | Responsibility | |------|--------|----------------| | 1 | Beneficiary data upload (bank account, Aadhaar, scheme ID) | Scheme Officer | | 2 | System validation (duplicate, inactive accounts) | PFMS Samman | | 3 | Sanction order generation | DDO / Treasury | | 4 | Auto-payment instruction to bank | PFMS | | 5 | Credit to beneficiary account (within 24-48 hrs) | Bank (via NPCI) | | 6 | SMS/email confirmation to beneficiary | PFMS | Drastically reduces fraud and the existence of "ghost

Unlike legacy models involving multiple hierarchy approvals, the Samman framework operates on an optimized 4-step workflow:

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| Stakeholder | Benefit | |-------------|---------| | | Saves crores in subsidy leakage; accurate data for policy making. | | Beneficiary | Gets money on time without middlemen; no need to run to multiple offices. | | Bank | Reduces fraudulent accounts; easier reconciliation via PFMS. | | Scheme Implementing Agency | Real-time verification; auto-rejection of ineligible cases. | In the old paradigm, accessing government benefits often

The term stands for System for Accounting, Management, and Monitoring of All National-level Natural resources and welfare schemes . However, in practice, "Samman Pranali" refers to the beneficiary identification and verification system that integrates Aadhaar, bank accounts, and scheme eligibility data to ensure that government subsidies reach the intended person without leakage.

PFMS Samman Pranali completely overhauls this framework by coupling local administrative interfaces directly with the central Government of India PFMS framework . It bridges state-level data with the central banking architecture to execute Direct Benefit Transfers (DBT) cleanly. Key Technical Pillars of the System

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