What is the you are applying for?
I can provide a ready-to-use table in Markdown/plain text that you can copy into Excel. Example:
**Key
This sheet projects the company's expected profitability for the next 3 to 5 years. It is the heart of the viability analysis. cma data report in excel format
Before submission, verify that:
This sheet demonstrates how cash is generated and used, ensuring that operating activities can cover interest and debt repayments. 5. Ratio Analysis An Excel sheet containing formulas for: DSCR:
Your Fund Flow statement and Balance Sheet sheets must match perfectly. If your projected balance sheet does not balance ( Assets <> Liabilities + Equity ), the banking software will flag the report as corrupted or inaccurate. Common Mistakes to Avoid in Excel What is the you are applying for
The working capital calculation section focuses on determining the net working capital available to the business, calculated as the difference between current assets and current liabilities. This is where MPBF (Maximum Permissible Bank Finance) is computed—the formula that determines the maximum loan amount the bank can legally provide.
To build a bank-compliant report, your Excel workbook should include these six mandatory forms:
Always double-check that your total asset rows exactly equal your total liability rows across all historical and projected columns. It is the heart of the viability analysis
It is a standardized financial report format prescribed by the Reserve Bank of India (RBI) that businesses must submit to banks when applying for a loan or credit facility. The RBI introduced this format in 1988 to bring uniformity to the way banks evaluate business borrowers across India, making assessments consistent and comparable across different lending institutions.
Never hardcode totals or financial ratios. Use Excel formulas to prevent calculation errors:
💡 Tip: When sending this to a banker, ensure the Excel file does NOT contain macros (unless specifically requested) to avoid security blocks. Use .xlsx format.